Vehicle insurance (also known as car insurance, motor insurance or auto insurance) is insurance for cars, trucks, motorcycles,
and other road vehicles. Its primary use is to provide financial
protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise there from. Vehicle insurance may additionally offer financial protection against as theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.Insurance in California
California Insurance in the United States refers to the market for risk in the United States, the world's largest insurance market by premium volume. Of the $4.640 trillion of gross premiums written worldwide in 2013, $1.274 trillion (27%) were written in the United States.
Travel insurance
Travel insurance
is insurance that is intended to cover medical expenses, trip
cancellation, lost luggage, flight accident and other losses incurred
while traveling, either internationally or within one's own country.
Health insurance
Health insurance
is insurance against the risk of incurring medical expenses among
individuals. By estimating the overall risk of health care and health
system
expenses, among a targeted group, an insurer can develop a routine
finance structure, such as a monthly premium or payroll tax, to ensure
that money is available to pay for the health care benefits specified in
the insurance agreement. The benefit is administered by a central
organization such as a government agency, private business, or
not-for-profit entity. According to the Health Insurance Association of
America,
health insurance is defined as "coverage that provides for the payments
of benefits as a result of sickness or injury. It includes insurance
for losses from accident, medical expense, disability, or accidental
death and dismemberment" .